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Gallagher SmartProtect
Target Market Determinations

Travel

Corporate Travel

Gallagher SmartProtect Corporate Travel Cover [AJG_SmartProtect_Travel_01122024_TMD] (for policies with an effective date of 01/12/2024 onwards)

Expatriate Medical Expenses

Gallagher SmartProtect Expatriate Medical Expenses Cover [AJG_SmartProtect_EXP_01082021_TMD] (for policies with an effective date of 01/08/2021 onwards)

Inbound Medical Expenses

Gallagher SmartProtect Inbound Medical Expenses Cover [AJG_SmartProtect_IN_01082021_TMD] (for policies with an effective date of 01/08/2021 onwards)
 

Personal Accident and Sickness

Directors Personal Accident

Gallagher SmartProtect Director's Personal Accident Cover [AJG_SmartProtect_DPAS_01082021_TMD] (for policies with an effective date of 01/08/2021 onwards)

Group Personal Accident and Sickness

Gallagher SmartProtect Group Personal Accident and Sickness Cover [AJG_SmartProtect_GPAS_01082021_TMD] (for policies with an effective date of 01/08/2021 onwards)

Individual Personal Accident and Sickness

Gallagher SmartProtect Individual Personal Accident and Sickness Cover [AJG_SmartProtect_IPAS_01082021_TMD] (for policies with an effective date of 01/08/2021 onwards)

Journey Cover

Gallagher SmartProtect Journey Cover [AJG_SmartProtect_JY_01082021_TMD] (for policies with an effective date of 01/08/2021 onwards)

Voluntary Workers

Gallagher SmartProtect Voluntary Workers Cover [AJG_SmartProtect_VW_01082021_TMD] (for policies with an effective date of 01/08/2021 onwards)

Taxi Scheme

Gallagher_Taxi_Scheme_TMD (for policies with an effective date of 31/10/2021 onwards)