All Policy Wording Documents Corporate Travel CT SPDS 10072020 (for policies with an effective date of 10/07/2020 onwards) CT 23092019 (for policies with an effective date of 23/09/2019 onwards) CT 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019) CT 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019) CT PDS WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019) Directors Personal Accident DPAS 23092019 (for policies with an effective date of 23/09/2019 onwards) DPAS 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019) DPAS 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019) Directors PAS PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019) Expatriate Medical Expenses EX SPDS 15072020 (for policies with an effective date of 15/07/2020 onwards) EX 23092019 (for policies with an effective date of 23/09/2019 onwards) EX 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019) EX 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019) EX PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019) Group Personal Accident and Sickness GPAS 23092019 (for policies with an effective date of 23/09/2019 onwards) GPAS 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019) GPAS 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019) GPAS PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019) Inbound Medical Expenses IN 23092019 (for policies with an effective date of 23/09/2019 onwards) IN 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019) IN 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019) IN PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019) Individual Personal Accident and Sickness IPAS 23092019 (for policies with an effective date of 23/09/2019 onwards) IPAS 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019) IPAS 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019) IPAS PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019) Journey Cover JY 23092019 (for policies with an effective date of 23/09/2019 onwards) JGPA 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019) JGPA 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019) GPA Journey PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019) Leisure Travel LT SPDS 11032020 (for policies with an effective date of 11/03/2020 onwards) LT 23092019 (for policies with an effective date of 23/09/2019 onwards) LT PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 22/09/2019) Voluntary Workers VW 23092019 (for policies with an effective date of 23/09/2019 onwards) VWGPA 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019) VWGPA 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019) VWGPA PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019) Downloads Back to Products Need more information Make an enquiry For any travel warnings and up-to-date travel advice please visit the DFAT website and Travelling Overseas. Home / Products / All Products - Policy Wordings