All Policy Wording Documents

Corporate Travel

CT SPDS 10072020 (for policies with an effective date of 10/07/2020 onwards)

CT 23092019 (for policies with an effective date of 23/09/2019 onwards)

CT 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019)

CT 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019)

CT PDS WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019)

Directors Personal Accident

DPAS 23092019 (for policies with an effective date of 23/09/2019 onwards)

DPAS 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019)

DPAS 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019)

Directors PAS PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019)

Expatriate Medical Expenses

EX SPDS 15072020 (for policies with an effective date of 15/07/2020 onwards)

EX 23092019 (for policies with an effective date of 23/09/2019 onwards)

EX 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019)

EX 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019)

EX PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019)

Group Personal Accident and Sickness

GPAS 23092019 (for policies with an effective date of 23/09/2019 onwards)

GPAS 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019)

GPAS 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019)

GPAS PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019)

Inbound Medical Expenses

IN 23092019 (for policies with an effective date of 23/09/2019 onwards)

IN 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019)

IN 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019)

IN PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019)

Individual Personal Accident and Sickness

IPAS 23092019 (for policies with an effective date of 23/09/2019 onwards)

IPAS 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019)

IPAS 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019)

IPAS PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019)

Journey Cover

JY 23092019 (for policies with an effective date of 23/09/2019 onwards)

JGPA 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019)

JGPA 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019)

GPA Journey PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019)

Leisure Travel

LT SPDS 11032020 (for policies with an effective date of 11/03/2020 onwards)

LT 23092019 (for policies with an effective date of 23/09/2019 onwards)

LT PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 22/09/2019)

Voluntary Workers

VW 23092019 (for policies with an effective date of 23/09/2019 onwards)

VWGPA 28062019 (for policies with an effective date from 01/09/2019 to 22/09/2019)

VWGPA 01022019 (for policies with an effective date from 01/02/2019 to 31/08/2019)

VWGPA PDS/WRD 01/14 ST (for policies with an effective date from 01/01/2014 to 31/01/2019)