AHI’s Directors Personal Accident and Sickness policy is specifically designed to protect your business and your board of directors.
Company directors play an essential role in your business, that’s why AHI’s policy is unlike any other, we have no age limit, no excess and no exclusions for pre-existing medical conditions.
In the case of a serious accident or illness that prevents a return to work, our policy can pay a weekly benefit of $2,000 up to $4,000. Or in the case of disablement or death, a lump-sum benefit of $200,000 or $400,000, depending on your level of cover.
Cover is only available where a director is able to opt out of, or be excluded from, cover under their state’s workers compensation scheme.
Why AHI?
When you choose AHI, you get an expert team of specialists dedicated to protecting what matters most to you, who will work around the clock to support you if trouble should strike. It’s the AHI advantage.
Our underwriting and claims performance standards are externally focused and written with your needs in mind.
We audit our work against our performance to ensure we’re delivering you the best possible service.
Our products have broader scope to suit some of the most unique needs.
We are a member of the Tokio Marine Group so you know you're in the safe hands of one of the world's largest insurers.
Policy Features
Lump sum benefit. Protection against financial loss for accidental death or permanent disability with a lump-sum payment of $200,000 or $400,000, depending on your level of cover.
Weekly benefits payment. A weekly benefits payment for temporary total disablement, of $2,000 up to $4,000, depending on your level of cover.
Generous cover. 100% of salary covered up to the sum insured.
Broader wording. Generous definition of Clerical Worker (up to 80% office bound).
*Refer to policy wordings for all terms, conditions and waiting periods
